Home / Specialist industries
Industries we know from the inside
Deep experience in a handful of sectors beats shallow experience in all of them. These are the programmes we build most often — choose one to see the covers it usually needs.
Hotels, Motels & Resorts
Our longest-standing speciality. We speak the language of owners, lessees and franchised groups, understand what your lease actually requires you to insure, and structure cover so the responsibility gaps between landlord and operator don't become uninsured losses.
Support runs from the first quote through to claim management, with access to multiple markets so comprehensive cover doesn't mean an uncompetitive premium.
Request a free health check- Building & propertyBuildings and structures including rooms, and improvements such as pools, function facilities, playgrounds, the manager's residence, fencing and signage — at full reinstatement.
- Contents & stockIn-room contents, from beds to carpets, televisions, décor and mini-bar stock.
- Public & products liabilityThird-party injury and property damage, including innkeepers liability requirements per state.
- Burglary / theftContents and stock, covering either forced or unforced entry.
- MoneyCash on premises, held in a safe or strongroom.
Residential & commercial property owners
Cover for landlords leasing either Residential or Commercial Properties — be that Retail, Office or an Industrial space.
Liability claims from third parties as a result of the property you own.
Request a free health check- Building & structureFire, storm and vandalism damage, insured to full rebuild value.
- Loss of rentRental income replaced while the building is repaired after an insured event.
- Public liabilityLegal costs and compensation where someone is injured in common areas.
- Glass & machinery breakdownShopfront glass, air conditioning and lift plant.
Golf clubs & facilities — Australia wide
A golf club is several businesses at once: a property portfolio, a hospitality venue, a coaching operation and a volunteer-run committee. We arrange broad cover across all of it, including the course itself.
Indemnity periods matter here. Where most businesses take 12 months, clubs frequently need 24 to 36.
Request a free health check- ISR & propertyClubhouse, pro shop, course infrastructure, pump stations and specialised mowers.
- Course & greens damageExtensions for greenkeeping impairments, chemical overspray and damage to fairways and greens.
- Public & products liabilityErrant golf balls striking neighbours, spectators or vehicles, plus food and beverage liability.
- Extended business interruptionGreen fees, memberships and events over a 24 to 36 month indemnity period.
- Management liability & PIBoard, committee members and coaching professionals against mismanagement or wrongful advice.
Swim schools
Tailored through our network to protect the swim school business and the self-employed swim instructor against injury, accident, instruction or property damage.
Supervision claims are the exposure owners underestimate most — professional indemnity sits alongside public liability rather than inside it.
Request a free health check- Public liabilityThird-party injury and property damage — a student slipping on the deck, or a near-drowning incident.
- Professional indemnityAllegations of negligent instruction or errors in supervision.
- Property coverTeaching gear, lane equipment and facility contents against theft or damage.
- Management liability & workers' compensationDirectors protected, staff covered if they're injured at work.
Gyms & the fitness industry
For the facility owner-operator and for personal trainers, with varying covers to suit the activities involved.
Request a free health check- Property coverContents and stock at the facility against theft or damage.
- Public liabilityThird-party injury and property damage — for example, a dropped weight injuring a person or damaging property.
- Professional indemnityAllegations of negligent instruction or errors in supervision.
- Management liabilityEmployment disputes, wrongful termination and regulatory breaches, plus the costs to defend a claim.
Trades packages
Essential covers bundled into one policy: broadform public and products liability and general property, with property and commercial motor added where you need them.
Instalment options are available from certain insurers without interest charges, which keeps the premium off a single month's cash flow.
Request a free health check- Public liabilityThird-party property damage or injury caused by your work, with limits available to $20 million.
- Tools & portable equipmentHand tools, power equipment and tech gear on the road or at the job site.
- Commercial motorUtes, vans and trailers used between jobs.