Home / How we work
As your appointed advisor, we will:
A structured process, repeated every renewal — so nothing quietly falls out of cover between one year and the next.
- Understand your business and ensure the right product offering
We work through any existing cover summaries, ask the questions of the business, and match what we find to the correct product offering.
- Guard against underinsurance
Industry valuation tools and, where warranted, an appointed third-party quantity surveyor confirm your sums insured are adequate for replacement.
- Give you options on risk retention
Alternative excess structures, so you can decide how much risk sits with you and how much sits with the insurer.
- Match the insurer to the risk
We only recommend financially secure and stable insurers, selected for their appetite in your industry.
- Review annually and service promptly
You stay informed of market and policy issues that may affect your business, not just at renewal.
- Spread the cost
Premium funding and monthly instalment options keep cash flow intact — some insurers offer instalments with no interest charges.
- Manage claims start to finish
We handle the claim on your behalf and follow the process through to settlement.